Auto insurance is quite expensive and may add an additional burden to your already stressed-out finances. Fortunately, there are discounts on auto insurance that can help lower the coverage costs.

Safety devices installed in your car shows you are careful about your vehicle. It is for this reason many auto insurance companies offer discounts for auto insurance on cars with safety devices such as anti-theft mechanism, fire alarm and so on. In some states, you can also get a discount auto insurance for window sketching.

If you have more than one car, you should seek multiple car discount auto insurance quotes. Usually the insurance coverage for the second car is minimal and as close as possible to insurance for two cars at the cost of one! If you are planning to sell your old car, it may be wiser to just have liability insurance for that car in order to get multiple car discounts on auto insurance. Often, people are surprised that removal of one car from the policy does not reduce the cost.

Yearly policies are better over short-term policies due to the fact that the price stays the same for the year. Also, insurance companies offer discounts for auto insurance for longer duration. However, if you plan to store your car for some time, you should opt for comprehensive coverage for the storage time. Since the car will not be on the road, collision or liability coverage will not be needed, thus saving you money.

To get the benefits of a discount car insurance, keep a regular check on your mileage. If you clock fewer miles a year than the prescribed limit, you can qualify for attractive discounts. A group discount is another method that can help you reduce insurance costs. All you need to do is call the service center and ask for a list of affiliated organizations such as credit unions, credit card, or sororities.

Safe drivers make for attractive customers for insurance companies. If you take up a defensive driving course from a recognized institution, you can get discounts on auto insurance. So, make sure you inform your insurer about this course. Teenage drivers can get additional discounts for auto insurance if they consistently score good grades in school.

Most insurers offer discount auto insurance quotes if your credit rating is good. Therefore, take steps to keep your credit clean by making timely payments.